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Insurances that cover purchases made by a credit card Federal law states that you are only responsible for the
first $50 of unauthorized charges on your credit card Having a credit card available in case of an emergency situation
A purchase made with a credit card is form of insurance.
The credit card issuer can help you in disputes with a dishonest
merchant if you run into problems with incorrect charges.
You should note that this is not the case with debit cards.
In many cases your credit card might insure you against damages
to or thefts of purchased goods within 90 days of the purchase.
A purchase with a credit card might even extend the warranty
given by the actual manufacturer.
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